Building an Open New Zealand
Open Payments: easily craft API based and white label open-commerce tools pre-built for New Zealand.
Kia Ora!
Welcome to Open Payments.
We are committed to building tomorrow’s generation of Payments Systems for New Zealand.
In financial services, open banking allows for financial data to be shared between banks and third-party service providers through the use of application programming interfaces (APIs). Traditionally, banks have kept customer financial data within their own closed systems.
Open banking allows customers to share their financial information securely and electronically with other individual authorized organizations, such as fintech companies, payment providers, lenders, and other banks so they can enhance their own services.
However to create a payments eco-system, a commonality, a framework, a solution is needed so all businesses and consumers can use one system to interact with each other to enhance services, to create a better New Zealand.
Open Payments was launched to provide Government, Banks, Fintech, Retailers, Systems, the platform to build commonality solutions using pre-built solutions which can be expanded using the powerful APIs.
Our Partner CRM.COM
CRM.COM its application has arguably more functionality and features than any other dedicated transactional solution in NZ.
The application is proven, in-use by some of the largest corporate companies in the world, now customized and deployed as the Open Payments Application for New Zealand businesses and consumers.
Our consumer application uses an EMI payments app, which meets and in some areas exceeds compliance requirements.
The app allows consumers to opt in, to any business solution that has been deployed using the Open Payments Application and allows consumers to pay any business that has registered for Pay by Bank payments.
Our API Documents
Open Payments Wiki
Open Payments - The Beginning to Now
Open Payments Development
What we are doing now
The Future
Open Payments is a kiwi company with a mission to revolutionize how Kiwis interact.
Open Payments is built on our observation that New Zealanders deserve more when it comes to their spending, markets, payments, and banking ecosystems. Our mission is to create a more open and secure financial future for all.
Our Guiding (Open) Principles:
Whānau Āwhina | Supporting Family
We believe the financial ecosystem of a country should benefit everyone, fostering healthy economic opportunity at every level, and empowering businesses of all sizes to meet their clients needs.
Manaaki Tangata | Respect for People
Transparency and integrity are at the heart of everything we do. We want Kiwis to feel confident in their finances, and in control of their business.
Auaha Hīhiko |Constant Innovation
We’re relentless in our pursuit of better solutions, leveraging our cutting-edge technology and inspiration from global client-base to simplify services, and unlock new opportunities for clients and consumers.